Open Access Policy

The Bank and Policy Journal is a fully open access journal, ensuring that all published articles are immediately and permanently available to readers worldwide without subscription or access barriers.

Licensing and Distribution

All articles are published under the terms of the Creative Commons Attribution License (CC BY 4.0). This license permits unrestricted use, distribution, adaptation, and reproduction in any medium or format, provided that the original work is properly cited. Authors retain copyright of their articles while granting the journal the right of first publication.

The CC BY 4.0 license allows:

• Sharing – copying and redistributing the material in any medium or format.

• Adaptation – remixing, transforming, and building upon the material for any purpose, including commercial use.

• Attribution – users must give appropriate credit to the author(s), provide a link to the license, and indicate if changes were made.

Full license details can be accessed at: https://creativecommons.org/licenses/by/4.0/

Article Processing Charge (APC)

To support open access publishing and cover editorial and production costs, the journal applies an Article Processing Charge (APC) of 50 USD for accepted manuscripts. This fee covers peer review management, editorial processing, typesetting, digital archiving, and global dissemination.

There are no submission charges or additional fees beyond the APC.

Copyright and Author Rights

Authors publishing in the Bank and Policy Journal:

• Retain copyright of their work.

• Grant the journal the right to publish and disseminate the article under the CC BY 4.0 license.

• Are free to deposit their published article in institutional repositories, personal websites, or academic social networks immediately upon publication, with proper citation of the journal as the original source.

Self-Archiving and Repository Policy

The journal encourages authors to maximize the visibility of their work by depositing:

• The submitted manuscript (preprint) in preprint servers.

• The accepted manuscript (postprint) in institutional or subject repositories.

• The final published version (publisher’s PDF) in repositories or on personal websites immediately after publication.

All versions should include a citation to the final published article in the Bank and Policy Journal.

Ethical and Legal Responsibility

By submitting and publishing with the journal, authors confirm that their work complies with ethical publishing standards and that they have obtained permission for any copyrighted material reproduced in their manuscript.