PRINT ISSN: 2790-1041    ONLINE ISSN: 2790-2366

Bank and Policy

International Peer-Reviewed • Open Access • Academic Journal
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Volume 6, Issue 1 (2026)

Bank and Policy Journal Cover

Regular Issue

  • Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
  • Print ISSN: 2790-1041
  • Online ISSN: 2790-2366
  • DOI Prefix: 10.56334/bpj
  • Established: 2021
  • Publisher: Baku, Azerbaijan
  • Publication Frequency: Semi-Annual
  • Access: Open Access
  • Website: https://bankandpolicy.org
  • Submission Email: info@bankandpolicy.org

Table of Contents


European Economic Integration and the Future of Uzbekistan's State Enterprises: Strategic Reforms, Institutional Convergence, and New Opportunities for Sustainable Growth

Authors: Rasulev Alisher Fayziyevich, Shomurodov Tokhir Boymurod Ugli, Babajanova Malika Ruzimovna, Abdukadoriya Kamola Azimovna, Rahil Najafov, Kamran Asadov

Received: 17 September 2025 | Accepted: 24 November 2025 | DOI: 10.56334/bpj/6.1.2 | Pages: 26–40


Cross-Cultural Determinants of Mobile Banking App Adoption: A Comparative Study of University Students in Sri Lanka and the Digital Banking Context of Bulgaria

Authors: Nadia Mironova A.; Kumaradeepan Vasanthakumar

Received: 22 September 2025 | Accepted: 24 November 2025 | DOI: 10.56334/bpj/6.1.3 | Pages: 41–50


Reforming Azerbaijan's Financial Sector: Structural Transformation, Alignment with International Banking Standards, and Demonstrable Improvements in Banking System Performance

Authors: Aybeniz Anvar Gubadova; Tunzala Tofig Gurbanova; Gulsum Mirdamet Mammadova; Nigar Ashurbeyli-Huseynova

Received: 22 September 2025 | Accepted: 24 November 2025 | DOI: 10.56334/bpj/6.1.4 | Pages: 51–63








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