EDITORIAL COUNCIL
Editor-in-Chief
Dr. Rahil Najafov
Independent Scholar and Editor, Azerbaijan
📧 info@bankandpolicy.org

Co-Editors-in-Chief
Dr. Iako Shiukashvili
Telavi Iakob Gogebashvili State University, Georgia

Assoc. Prof. Dr. Rauf Bekbaev
Head, Department of Education Management and Pedagogy
Tashkent International University of Education, Uzbekistan
ORCID: 0000-0001-5072-3379 | Scopus ID: 57226085329

Dr. Devasis Pradhan
Acharya Institute of Technology, Bangalore, India
ORCID: 0000-0002-8201-2210 | Scopus ID: 57220891293

Prof. Dr. Beatriz Soto Aranda
Universidad Rey Juan Carlos, Madrid, Spain
ORCID: 0000-0002-7389-0388 | Scopus ID: 55560636800

Dr. Syed Saqlain Ul Hassan
University of Sialkot, Pakistan
ORCID: 0000-0002-8914-8081 | Scopus ID: 57223851992

Managing Editor

Dr. Mokretar Kheira
University of Relizane, Algeria
ORCID: 0009-0004-7240-5848

INTERNATIONAL EDITORIAL BOARD

Prof. Dr. Ali S. Al-Musawi
Sultan Qaboos University, Oman
ORCID: 0000-0002-6893-3216 | Scopus ID: 6507895677

Prof. Dr. Alexander Chumakov
Financial University under the Government of the Russian Federation;
Russian Philosophical Society, Russia
ORCID: 0000-0002-6513-5585 | Scopus ID: 57190586066

Prof. Dr. Antonella Nuzzaci
University of Messina, Italy
ORCID: 0000-0003-4182-5845 | Scopus ID: 56245049500

Prof. Dr. Shafa Aliyev
Western Caspian University, Azerbaijan
ORCID: 0000-0002-4997-7563 | Scopus ID: 56127676300

Prof. Som Pal Baliyan
University of South Africa, Pretoria, South Africa
ORCID: 0000-0003-0789-883X | Scopus ID: 35782903100

Prof. Dr. Özdemir Cihan
Bilecik Şeyh Edebali University, Türkiye
ORCID: 0000-0002-7186-3300 | Scopus ID: 55648175900

Assoc. Prof. Dr. Elchin Suleymanov
Baku Engineering University, Azerbaijan
ORCID: 0000-0002-6075-2744 | Scopus ID: 57170575000

Prof. Dr. Hamza Andaloussi
Arabic Journal for Translation Studies, Morocco
ORCID: 0000-0002-3169-5373

Prof. Dr. Hijaz Ahmad
Near East University, Türkiye
ORCID: 0000-0002-5438-5407 | Scopus ID: 57220768187

Assoc. Prof. Dr. Madona Kebadze
Iakob Gogebashvili Telavi State University, Georgia
ORCID: 0009-0002-5223-8259

Prof. Dr. Ilham Ahmadov
Azerbaijan State Pedagogical University, Azerbaijan
ORCID: 0009-0009-5635-8945

Assoc. Prof. Sergey Ivanovic Kashcheev
Saratov State Law Academy, Russia
ORCID: 0009-0007-6958-1885 | WoS ID: MIT-7151-2025

Assoc. Prof. Ekber Necef
IMCRA – International Meetings and Conferences Research Association, Azerbaijan
ORCID: 0009-0006-8175-0111

Prof. Dr. Nino Pruidze
Tbilisi State Medical University, Georgia
ORCID: 0009-0006-5522-0256

Prof. Dr. Lucas Palacios Liberato
Universidad Peruana Cayetano Heredia, Peru
Scopus IDs: 57212217140; 57221426544

Dr. Luthfatul Qibtiyah
Universitas Al-Amien Prenduan, Indonesia
ORCID: 0000-0003-4617-3110

Dr. Medea Tabatadze
Georgian Institute of Public Affairs (GIPA), Kutaisi, Georgia
ORCID: 0000-0001-9382-1825

Prof. Dr. Nadia Smaihi
University of Continuing Education, Algeria
ORCID: 0000-0002-0594-6263

Prof. Dr. Neda Mohajel
Farhangian University, Tabriz, Iran
ORCID: 0000-0003-0709-9253

Praveen Kumar
Assistant Professor, Faculty of Management Studies
Marwadi University, India

Assist. Prof. Salam Aidan Marzouk Al-Khaikani
Lecturer, Department of Financial and Banking Techniques
Al-Furat Al-Awsat Technical University, Iraq
ORCID: 0009-0002-3526-1545

Dr. Zinaida Shcherbinina
Academy of Labour and Social Relations, Russia
ORCID: 0009-0000-7696-746X

Dr. Gulnar Hajiyeva
Baku State University, Azerbaijan
ORCID: 0000-0002-1061-1652 | Scopus ID: 57462693100

Dr. Nuril Mufidah
Universitas Islam Negeri Maulana Malik Ibrahim Malang, Indonesia
Scopus ID: 57194035383

Prof. Dr. Tran Mai Uoc
Vietnam Banking University, Ho Chi Minh City, Vietnam
ORCID: 0000-0002-4659-7661

Prof. Dr. Khelkhal Maroua
University of Batna 1, Algeria
ORCID: 0009-0008-6118-2203

Dr. Zinaida Chachanidze
Technical University of Georgia, Tbilisi, Georgia
ORCID: 0000-0002-1733-6104

Dr. Francis Ofori
Offinso College of Education, Ghana
ORCID: 0009-0001-7463-0254

Assoc. Prof. Dr. Subhan Talibli
Institute of Oriental Studies, ANAS, Azerbaijan
ORCID: 0000-0002-6331-5865